Additional Personal Banking Services

Certificate of Deposit

  • Available in 90 day, 180 day, 12 month, 24 month, 36 month and 48 month maturities
  • Special certificate of deposit (CD) rates and terms offered, call local branch for current specials

Certificate of Deposit Account Registry Service

  • Using the CDARS service, you can access multi-million-dollar FDIC insurance on CD investments
  • Available in 4 week, 13 week, 26 week, 1 year, 2 year, 3 year, and 5 year maturities

Individual Retirement Accounts

  • We offer 1,2,3, and 4 Year fixed rate IRA’s. Interest is compounded quarterly. An IRA can be opened with a $1,000 minimum and deposits may be made up to the maximum allowable by IRS regulations with minimum contribution being $1,000.
  • We offer Traditional, Roth, Simple and SEP accounts, as well as Coverdell Education Savings Accounts. Talk to one of our IRA specialists for details. 

Debit Cards

  • Master money debit cards available for most accounts
  • Use it to pay at the gas pump or at any merchant that accepts MasterCard. It can also be used for withdrawals at ATM's. The money comes directly from your checking account.

Online Banking and Bill Pay

  • Convenient, Safe and Secure - bill paying saves on postage, envelopes and time
  • Online banking helps you stay on top of your funds day to day whenever you want
  • Pay a person transfers

Wire Transfers

  • We can transfer funds from one institution directly into your account
  • Domestic and International Wire Transfers Available

Cashier Checks and Money Orders

  • Make paying large purchases easy by using a cashier checks or money orders

Notary Public Services

  • Notary Public Services are available to our customers

Bank by Mail

  • Mail your deposit, payment, etc. We will credit your account or loan and return a receipt. No need to make a trip to the bank, unless you want to!

Safe Deposit Boxes

  • Keep your items safe and secure with our safe deposit boxes offered in many sizes. 
  • Safe deposit boxes are available at our Iron River, Ripley, Ontonagon, and South Range locations.

Night Depository

  • Drop off your deposit or loan payment, after hours

Remote Deposit Capture (Mobile Deposit)

  • Convenient way to deposit checks remotely
  • Deposit after hours