Applying online is as easy as 1-2-3. You can apply now in as little as 20 minutes.

  1. Click the "Apply Online" button and complete the application.
  2. When you have completed the application, click submit and your information will be reviewed.
  3. The Miners State Bank Loan Officer will follow up to answer your questions.

When clicking on the Apply Now button, a prompt while appear stating you are leaving The Miners State Bank site and entering an external site. This will redirect you to the secure application.

Our goal is to provide the highest level of service at competitive rates. Our Loan Officers are only a phone call away if you need help. Contact us at 906-265-5131.


The Miners State Bank Benefits

Still want to have personal assistance?

You can call or e-mail one of our mortgage professionals to answer any of your questions or to ask for advice.

Ready to close on your mortgage quickly?

We can get your mortgage approved in minutes, rather than days or weeks!

Free Pre-qualifications

We offer free pre-qualifications, so you can shop for your home knowing that you can afford the mortgage.

Confused about which program to choose?

We offer a variety of loan options to choose from including fixed rate mortgages and adjustable rate mortgages. We offer easy to understand explanations of each program on the site and a Loan Officer is always just a call or e-mail away!


Building your dream home does not have to be just a dream. We have construction loan programs that will make it a reality.

Vacant Land Loans

We finance vacant land. Click below to learn more information. 

Meet your banker

For Marquette:
Hewitt, Jim CROPPED
Jim Hewitt

Mortgage Loan Officer, VP
NMLS #733912
(906) 542-4539

For Houghton:
Olli, Jake
Jake Olli

Mortgage Loan Officer, AVP
NMLS #707265
(906) 662-9154

For Iron River:
Kelly (1)
Kelly Uren

Mortgage Loan Officer, AVP
NMLS #1375804
(906) 662-9157