Offers a competitive rate of interest on a minimum daily balance of $5.00 and up in the account each day to obtain the disclosed annual percentage yield
Minimum balance to open: $5.00
No monthly service charge
Unlimited deposits, unlimited in bank withdrawals
Transfers and certain withdrawals are limited to 6 per calendar month, excess debits may incur excess debits fees
Unlimited in house withdrawals and ATM transactions
Proof of college registry required; after 23rd birthday account minimum balances and service charges may apply
Minor Savings
Offers a competitive rate of interest on a minimum daily balance of $5.00 in the account each day to obtain the disclosed annual percentage yield
Minimum balance to open: $5.00
Unlimited deposits, unlimited in house withdrawals
Transfers and certain withdrawals are limited to 6 per calendar month, excess debits may incur excess debits fees
Unlimited in house withdrawals and ATM transactions
Account will be changed to a regular savings upon 18th birthday, College Savings may be applicable at that time
Regular Savings
Offers a competitive rate of interest on balances of $300 and up
Minimum balance to open: $100
Minimum daily balance of $100 required to avoid a $5.00 monthly service charge
Transfers and certain withdrawals are limited to 6 per calendar month, excess debits may incur excess debits fees
Unlimited deposits, unlimited in house withdrawals
Golden Passbook Savings
Offers a competitive rate of interest on balances of $2,500 and up
Minimum balance to open: $2,500
Minimum daily balance to avoid $25.00 service charge: $2,500
Transfers and certain withdrawals are limited to 6 per calendar month, excess debits may incur excess debits fees
Unlimited deposits, unlimited in house withdrawals
Health Savings Account
Offers a competitive rate of interest on a minimum average daily balance of $1.00 and up
Average daily balance of $1.00 required to obtain the Annual Percentage Yield
Monthly statement provided
Deposits limited to amount of deductible
$0.50 charge per debit-check
$5.00 minimum to open
Christmas Club Accounts
Requires a minimum of $5.00 to open
Unlimited deposits, any amount allowed
Offers a competitive rate of interest on a minimum average daily balance of $5.00 and up
Withdrawal charge for emergency purposes only $5 per withdrawal
Customers closing a Christmas Club account before the check is issued will also incur an early closure fee of $25.00
If you close your account before interest is credited, you will not receive the accrued interest