Personal Checking

Contact us for more information or to set up an appointment at any branch location.

Open An Account

College/Student Checking

  • $25.00 or more to open account
  • No monthly service charge
  • Monthly statement, e-statements available
  • Debit card and/or checks available
  • Unlimited transactions allowed
  • Direct Deposit welcome
  • Must show student ID to qualify
  • After the 23rd birthday, account minimum balances and service charges may apply
  • Online Banking, Mobile Banking, and Bill Pay Service available
  • Mobile Deposit available to those who qualify
  • 24/7 surcharge-free withdrawals with your Miners State Bank debit card at any Miners State Bank ATM
  • If student is under 18, parent or guardian must be on the account

Regular Checking

  • $25.00 or more to open account
  • $5.00 monthly service charge
  • Monthly service charge waived when one of the following criteria are met:  Mortgage loan or consumer installment loan with us with a balance of $5,000.00 or more, Certificate of Deposit or Savings Account with balance of $5,000.00 or more, or if account is enrolled in electronic statements (e-statements)
  • Monthly statement, e-statements available
  • Debit card and/or checks available
  • Unlimited transactions allowed
  • Direct Deposit welcome
  • Online Banking, Mobile Banking, and Bill Pay Service available
  • Mobile Deposit available to those who qualify
  • 24/7 surcharge-free withdrawals with your Miners State Bank debit card at any Miners State Bank ATM

NOW Checking

  • Unlimited transactions
  • Minimum balance of $500 required to open
  • Service charge of $7.50 if daily balance falls below $500
  • Master money debit card available
  • 24 hour ATM access
  • Direct deposit

 

Plus Checking

  • For those 55 years old and up
  • $25.00 minimum to open
  • No daily minimum balance required, no monthly service charge
  • Unlimited transactions
  • Master money debit card available
  • 24 hour ATM access
  • Direct deposit

Money Market Account

  • $2,500 minimum to open
  • Minimum daily balance requirement of $2,500 to earn interest paid
  • Minimum daily balance requirements of $2,500 to avoid a monthly service charge of $15.00
  • Transfers and certain withdrawals are limited to 6 per calendar month, excess debits may incur excess debit fees
  • Monthly statements are mailed the first of each month
  • If you close your account before interest is credited, you will not receive the accrued interest
  • Direct deposit

Overdraft Protection Line of Credit

  • We value your good credit
  • Overdraft protection line of credit means financial freedom and convenience
  • With our plan, you avoid costly overdraft charges
  • You may write your own loan any time you need extra money
  • Subject to credit approval
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The Miners State Bank